Steve Dearborn

Sr. Mortgage Loan Officer

NMLS# 308533

Getting To Know Steve

As a Sr. Mortgage Planner I have an undeniable ability to put my client's need first with an understanding that each client is unique. Trust is achieved through year of experience and a history of achieving the goals of clients and business partners. My business model is built on communication, follow through, and world class service.

I have been helping homeowners with their home financing for over a decade. I have a 100% vested interest in my clients goals. I work diligently to ensure clients are comfortable with any financing decision they make. In addition to providing superior customer service, I strive to excel in a variety of areas including education, experience, organization, communication and growing opportunities for my business partners. I believe that education is of the utmost importance when it comes to mortgage lending. I stay up to date on guidelines and changes so I know what it takes to get loans closed on time. To stay connected with customers and partners, I provide constant communication throughout the process to make each transaction a success.

Meet Steve Dearborn

Click To Download

Meet The Mortgage Team

Kayleigh Del Terzo | Production Manager

Much of my professional background is in the banking industry. I stared in retail banking and for over 8 years I enjoyed every minute of it. In 2013, I decided to get into the mortgage side of things. When I decided to make the switch, I was looking to get a more one-on-one experience with the clients I work with on a daily basis. I love being there for a client and helping them along the way so they know that they are a priority and not just a number. Going from start to finish with someone while they purchase a home is both exciting and challenging. No two loans are alike and that keeps things exciting. When I’m not at work, I enjoy spending time outdoors, getting together with friends and family, watching movies, and spending quality time with the priorities in my life: my husband and son.

Jeni Klatt | Loan Officer Assistant

I have been working in the real estate industry for over a decade. I was a member of the North Metro Realtor Association, a committee member of Toys for Joy and a board member of the Conference of Women in Real Estate, where I held a Treasurer position from 2011-2012. I went to school at Springfield College in Missouri. I graduated with honors and earned an AAS in Computer Information Systems. I enjoy spending time with my family, traveling and going to my children’s hockey games.

Michelle Johnson | Loan Processor

I have been in the mortgage industry for 24 years. I started at a title company and worked my way around the business, gaining experience in title, closing and processing. I have been processing for 20 years and love what I do. I like the accomplishment of seeing a file through from start to finish and making the dream of homeownership a reality for our clients. I am married with 2 children- a freshman in collage and a 2nd grader. I spend a lot of time going to my son’s sports activities

Kelly Herlofsky | Loan Processor

I have been working in the mortgage industry for almost 15 years. I have held a variety of different positions during my time working in the industry which include closing, processing, marketing and sales. The different positions I’ve held give me a better understanding of the various parts of the mortgage business. I use my diverse experience for our clients and get them to their ultimate goal of purchasing their very own home. I am married with 1 child. When I am not working I enjoy spending as much time as I can with my daughter.

Our Mission Is A Better Mortgage Experience

LeaderOne’s mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service.

We believe in earning your trust by communicating to you the information you need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.

Who Is LeaderOne Financial?

LeaderOne Financial Corporation is a revolution in mortgage banking. We are committed to our values of Service, Empowerment, and Accountability.

Our ownership model combines the best of both worlds; a commitment to individual empowerment with the backing of a solid, experienced, and committed team. Our customer experience is a function of our employee experience. Together, we truly can achieve more. Our belief in employee engagement doesn’t have a finish line.

A Culture Of Service, Accountability And Empowerment

We treat our customers with the same courtesy, professionalism and support with which we treat each other.


  • Service begins with how we interact internally
  • We seek out ways to make each other look good
  • We give each other the benefit of the doubt
  • We show our appreciation


  • We are all leaders
  • Everyone on the team is a ‘decision-maker’
  • We are not afraid of failure, we are concerned about inaction
  • We are proactive – we Fail Forward
  • We seek out feedback and ideas
  • We ask what we can do to help
  • We are committed to employee development
  • At the end of the day, we all have the same job description


  • We hold each other accountable for positivity
  • We look for ways to do more with less
  • We own our mistakes, and learn from them
  • It’s nobody’s fault, and it’s everyone’s responsibility

Over 5,000 Positive Client Reviews

See More Reviews

Steve Dearborn

Sr. Mortgage Loan Officer

Contact Steve 651-269-4591 Apply Online